Arguably, buying PMI (private medical insurance) is like buying any other insurance.  You can shop around for yourself using the range of internet sites to ‘help’ or you can respond to advertisements and so on.  There are brokers/intermediaries specialising in PMI and they can be found by a search.  There are several sites to help including AMII (the Association of Medical Insurers and Intermediaries).  Personal recommendation in this – as in many things including your choice of consultant and hospital – is often the best.

Sometimes an intermediary will be able to help with ‘pre-existing’ conditions – see our first FAQ

You need to be direct in asking the Intermediary about any special relationships that might exist with insurance providers.  A recent comment on one of the professional blogs is instructive:

“What they [insurers] are slowly doing is taking away our [the intermediaries’] ability to be independent and that is the foundation that most broker business is built on. In a time when independent advice and transparancy is being lauded as “the holy grail” it is disappointing to see our industry moving backwards.”

– Gillian Campbell, intermediary  – August 2012

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